Property insurance

O'Neil Property Services have teamed up with Prestige Insurance Management Limited to provide competitively priced insurance for landlords and property owners. Formed in 1998 Prestige Insurance Management Limited have become leading Insurance Consultants in the provision of specialist Landlord Insurance products.

Prestige Insurance Management Limited is authorised and regulated by the Financial Services Authority, number 301688.

Emergency Assistance (Let)

When renting a property to a Tenant, domestic emergencies can arise at any time of the year and it's your responsibility as the Landlord to arrange call-outs to resolve the issue. Emergency Assistance from Prestige Insurance gives you peace of mind 24 hours a day, 365 days a year.

Emergency Assistance (Residential)

Domestic emergencies can arise at any time of the year so don't get caught out! Home Emergency Assistance from Prestige Insurance gives you peace of mind 24 hours a day, 365 days a year..

Deposit Replacement Insurance

With Deposit Replacement Insurance there's no need to pay an upfront deposit when entering into a new tenancy agreement. Instead, purchase a Deposit Replacement Policy for a fraction of the cost. There's no excess to pay in the event of a claim, so all you pay is the insurance premium. Plus, when you're ready to move on, you don't need to wait for your deposit to be refunded!

Legal Expenses Insurance

Our policy covers up to £ 25,000 for your out of pocket Landlord Legal Expenses in proceedings against tenants, including eviction, breach of tenancy agreement, pursuance of unpaid rent (whilst in the property) to list but a few of the extensive advantages of our policy. For your added peace of mind and to assist you with any landlord related legal problem, regardless of whether its related to a claim or that you simply want to know the correct legal way of handling a situation, then you can call our free 24 hour legal helpline. The claim exceed £250 including VAT.

Tenants Contents Insurance

Theft? Flood? Accidental damage? Just a few things that can happen to anyone's property - that may turn a dream into a nightmare! It is not the Landlord's responsibility to insure the Tenant's contents, so make sure your belongings are safe.

Rent Guarantee

Especially in today's turbulent economic climate, ensuring that your monthly rent is secure is increasingly important. With our rent guarantee we can guarantee your monthly rental income if a tenant refuses to pay and will not leave the property. All our policies last for a whole year and are property specific not tenant specific.

Our Fortis Insurance Policies cover unpaid rent when a tenant refuses to pay and/or vacate the property, and rental arrears up to £15,000.

Our AmTrust Europe Insurance Policies cover the property if it becomes inhabitable due to malicious damage, as well as unpaid rent if a tenant refuses to pay and/or vacate the property.

Buildings Insurance

We appreciate that as a residential landlord, whether you own just one property or a large portfolio, your insurance needs are a little more varied. Our fully comprehensive landlords cover includes, Loss of rental income, Landlords contents (optional), Fixed domestic appliances, Property owners liability, Malicious damage by tenants and more

Download our Insurance policies info packs:

• Emergency assistance - letting
• Emergency assistance - residential
• Deposit replacement insurance
• Legal expenses insurance
• Tenants contents insurance
• Rent guarantee - 6 months
• Rent guarantee - 12 months

More services from O'Neil Property Services

If you are looking to let, rent or buy property in Buckinghamshire, take a
look a our comprehensive portfolio of properties. We also provide a comprehensive Letting and property Management service.